by Dana Ginsburg | Jun 29, 2021 | Events, HMDA
The 2020 HMDA Snapshot LARs released by CFPB on June 17, 2021, are now available in LendingPatterns™. LendingPatterns™ is a web-based data mining and analytical tool that uses public and private Home Mortgage Disclosure Act (HMDA) data to analyze loan applications...
by Debbie Malzahn | Aug 19, 2019 | blog, HMDA
Finally, we can take the guess work out of describing the mortgage loan preferences of millennials. With the expanded 2018 HMDA data fields, we can analyze lending by the applicant’s age. This not only gives us a chance to better describe the typical millennial...
by Matt Piven | May 7, 2019 | blog, HMDA
I made a list of six intriguing analyses that can be done with the public 2018 HMDA data. Possibilities are almost endless. Affordability Analysis You can find where the borrowers are who can afford homes above a particular threshold (e.g., $1 million) using...
by Debbie Malzahn | Apr 4, 2019 | blog, CFPB, EarlyLook Data, HMDA
At ComplianceTech, we love data analysis, so last Friday’s release of new HMDA data was a truly exciting day. Unfortunately, we will have to wait until the release of the CFPB “snapshot” data for the full data to be in LendingPatterns(TM). Those who are really anxious...
by Dana Ginsburg | Feb 25, 2019 | blog, HMDA
The Home Mortgage Disclosure Act makes essential information accessible for professionals in the financial industry to help us all make better decisions based on data analysis. Be sure to check out the Bureau’s last update for the most recent changes before submitting...
by Dana Ginsburg | Feb 11, 2019 | blog, HMDA
The announcement of the BB&T and SunTrust merger on February 7, 2019 has me thinking about its impact on the industry as well as what lenders might learn by looking at the data behind the merger. The good news is that it’s easy to create pseudo bank mergers using...
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