List of articles

6 Keys to Managing Resources in Fair Lending

Lenders are often faced with questions:  What resources do I need to manage fair lending? How much should I budget?  The human, technological and monetary resources needed to manage fair lending risk vary by a lender's size and scope of operations.  The...

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Auto Fair Lending: Do you monitor Dealer Markup?

The recent fair lending settlement announced by the New York State Department of Banking related to auto loans should put all auto lenders on notice.   According to the settlement in New York State, two lenders failed to monitor automobile dealers that were...

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10 Blind Spots in Fair Lending Risk Management

Normally, when one thinks of the term “blind spot” our mind immediately goes to driving a car and what we can’t see in either our rear-view or side-view mirrors.  What we cannot see is affected by our past driving experience, our vantage point or our location in...

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