The 2016 HMDA Data and the Avalanche of Data to Come 

Read the November Fair Lending Guide in Mortgage Compliance Magazine. It has interesting insights from Michael Taliefero, Managing Director of ComplianceTech. Article Preview Things are getting very interesting on the HMDA data front. Near the end of September 2017,...

California Is Number One, but Who Is Number Two?

The top state for mortgages last year, this year and every year, is California. But which is the nation’s second state for home loans? Is it Florida, Texas, New York, Illinois? Early look Home Mortgage Disclosure Act (HMDA) reporters show that as of Sept. 25, it was...

Nearly Half a Million HMDA Mortgages in California

As the fall gets underway I am looking forward to the release of the full 2016 Home Mortgage Data Act (HMDA) report by the Federal Financial Institutions Examination Council. In the meantime, let’s see what Early Look filers will tell us about the biggest mortgage...

Rural America Gets Mortgages, Too

With LendingPatterns™ you can measure the volume of mortgages done in all of the country’s metropolitan statistical areas. But what if the rural parts of the country interest you as much as the urban parts? There is a good bit of information I’ve been able to glean...

More Than Half a Million Texans Got Mortgages in 2015

More than half a million Texans received mortgages in 2015 for more than $122 billion in home finance, Home Mortgage Disclosure Act data show. Specifically, 557,000 residents of the Lone Star State got mortgages, with more than 100,000 going to Hispanics (purchased...