by Dana Ginsburg | Jun 1, 2021 | blog, Credit Unions
The term “HMDA Outlier” is used by the National Credit Union Administration (NCUA) and other regulatory agencies to describe part of their criteria for selecting financial institutions for fair lending reviews. Unfortunately, it can be a daunting task for...
by Dana Ginsburg | May 14, 2021 | News
The House Financial Services Committee announces today they passed legislation to help combat lending discrimination and support LGBTQ-Owned Businesses. The bills passed by the Committee included: The Fair Lending for All Act (H.R. 166), a bill by...
by Dana Ginsburg | May 5, 2021 | blog, HMDA
When it comes to your client’s data, your main priority should rightly be keeping it secure from any third parties. However, when the time comes to deliver the data and you have accidentally omitted a piece of information, it can have serious consequences for you and...
by Dana Ginsburg | May 4, 2021 | Events, News
Non-profit organizations have until June 14, 2021 to apply for U.S. Department of Housing and Urban Development grants to support fair housing testing, education, enforcement activities. According to the press release on May 3, 2021, there is over $20...
by Dana Ginsburg | Apr 27, 2021 | blog
The announcement of the New York Community Bank and Flagstar merger on April 26, 2021 has me thinking about its impact on the industry as well as what lenders might learn by looking at the data behind the merger. The good news is that it is easy to create pseudo bank...
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