Use Data, Technology, and
Analytics to Manage HMDA,
CRA and Fair Lending Challenges,
and Identify Market Opportunities

All Lenders are Not Alike

Use Data, Technology, and
Analytics to Manage HMDA,
CRA and Fair Lending Challenges,
and Identify Market Opportunities

All Lenders are Not Alike

Use Data, Technology, and
Analytics to Manage HMDA,
CRA and Fair Lending Challenges,
and Identify Market Opportunities

LendingPatterns

For anyone who needs to understand Peer Analysis and Scoping using the national HMDA database to discover prohibited basis performance outliers/disparities in market penetration, redlining, underwriting, pricing and data quality.

Fair Lending Magic

For those who need to take the deep dive into monitoring fair lending using statistics and matched pairs  for every type of loan with advanced features to identify potential prohibited basis disparities.

Fair Servicing

For loan servicers looking for an automated tool to ensure fair and preventing disparate treatment in the loan loss mitigation process.

Hmda Ready

For all mortgage lenders who need to prepare an HMDA loan application register (LAR) intelligently for submission.

CRA Check

For banks that need to prepare, submit or report a CRA loan application register (LAR) and manage CRA exams.

Read our latest blog posts

6 Keys to Managing Resources in Fair Lending

Lenders are often faced with questions:  What resources do I need to manage fair lending? How much should I budget?  The human, technological and monetary resources needed to manage fair lending risk vary by a lender's size and scope of operations.  The...

What’s the point of fair lending monitoring?

In my experience, there are more lenders who do little to nothing to monitor fair lending than those who actively manage it.  Those that do less tend to be independent mortgage companies rather than depository institutions.   I believe there are several...

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