Use Data, Technology, and
Analytics to Manage HMDA,
CRA and Fair Lending Challenges
to Identify Market Opportunities

All Lenders are Not Alike

Use Data, Technology, and
Analytics to Manage HMDA,
CRA and Fair Lending Challenges
to Identify Market Opportunities

All Lenders are Not Alike

Use Data, Technology, and
Analytics to Manage HMDA,
CRA and Fair Lending Challenges
to Identify Market Opportunities

LendingPatterns

For anyone who needs to understand Peer Analysis and Scoping using the national HMDA database to discover prohibited basis performance outliers/disparities in market penetration, redlining, underwriting, pricing and data quality.

Fair Lending Magic

For those who need to take the deep dive into monitoring fair lending using statistics and matched pairs  for every type of loan with advanced features to identify potential prohibited basis disparities.

Fair Servicing

For loan servicers looking for an automated tool to ensure fair and preventing disparate treatment in the loan loss mitigation process.

Hmda Ready

For all mortgage lenders who need to prepare an HMDA loan application register (LAR) intelligently for submission.

CRA Check

For banks that need to prepare, submit or report a CRA loan application register (LAR) and manage CRA exams.

Read our latest blog posts

A Holistic View of Fair Lending: The Loan Lifecycle

  We are pleased to post a blog written by a guest author.  As a former examiner with the FDIC, Tory Haggerty has a lot to share and offers some practical advice on his view of fair lending monitoring and identifying hidden risks.  He poses critical questions...

It’s All About Underwriting and Pricing Exceptions

One key component to any fair lending monitoring program is robust monitoring of underwriting and pricing exceptions. The Interagency Fair Lending Examinations Procedures indicate that institutions face increased fair lending risk if internal policies are vague with...

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