Use Data, Technology, and
Analytics to Manage HMDA,
CRA and Fair Lending Challenges
to Identify Market Opportunities

All Lenders are Not Alike

Use Data, Technology, and
Analytics to Manage HMDA,
CRA and Fair Lending Challenges
to Identify Market Opportunities

All Lenders are Not Alike

Use Data, Technology, and
Analytics to Manage HMDA,
CRA and Fair Lending Challenges
to Identify Market Opportunities

LendingPatterns

For anyone who needs to understand Peer Analysis and Scoping using the national HMDA database to discover prohibited basis performance outliers/disparities in market penetration, redlining, underwriting, pricing and data quality.

Fair Lending Magic

For those who need to take the deep dive into monitoring fair lending using statistics and matched pairs  for every type of loan with advanced features to identify potential prohibited basis disparities.

Fair Servicing

For loan servicers looking for an automated tool to ensure fair and preventing disparate treatment in the loan loss mitigation process.

Hmda Ready

For all mortgage lenders who need to prepare an HMDA loan application register (LAR) intelligently for submission.

CRA Check

For banks that need to prepare, submit or report a CRA loan application register (LAR) and manage CRA exams.

Read our latest blog posts

HMDA Outliers: Does your credit union stand out in the crowd?

The term “HMDA Outlier'' is used by the National Credit Union Administration (NCUA) and other regulatory agencies to describe part of their criteria for selecting financial institutions for fair lending reviews.  Unfortunately, it can be a daunting task for a...

The Importance of Maintaining Your HMDA Data Accuracy

When it comes to your client’s data, your main priority should rightly be keeping it secure from any third parties. However, when the time comes to deliver the data and you have accidentally omitted a piece of information, it can have serious consequences for you and...

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