Gain Compelling
Insights Into Fair Lending,
HMDA, CRA Compliance &
Identify Market Opportunities

All Lenders are Not Alike

Gain Compelling
Insights Into Fair Lending,
HMDA, CRA Compliance &
Identify Market Opportunities

All Lenders are Not Alike

Gain Compelling
Insights Into Fair Lending,
HMDA, CRA Compliance &
Identify Market Opportunities

LendingPatterns

For anyone who needs to understand Peer Analysis and Scoping using the national HMDA database to discover prohibited basis performance outliers/disparities in market penetration, redlining, underwriting, pricing and data quality.

Fair Lending Magic

For those who need to take the deep dive into monitoring fair lending using statistics and matched pairs  for every type of loan with advanced features to identify potential prohibited basis disparities.

Fair Servicing

For loan servicers looking for an automated tool to ensure fair and preventing disparate treatment in the loan loss mitigation process.

Hmda Ready

For all mortgage lenders who need to prepare an HMDA loan application register (LAR) intelligently for submission.

CRA Check

For banks that need to prepare, submit or report a CRA loan application register (LAR) and manage CRA exams.

Read our latest blog posts

It’s All About Underwriting and Pricing Exceptions

One key component to any fair lending monitoring program is robust monitoring of underwriting and pricing exceptions. The Interagency Fair Lending Examinations Procedures indicate that institutions face increased fair lending risk if internal policies are vague with...

How Well do You Really Know Your HMDA Peers?

Questionable HMDA annual income values can compromise the integrity of fair lending and Community Reinvestment Act (CRA) analysis. This field seems straightforward, right? The lender reports the “gross annual income relied on in making the credit decision”. The lender...

Interesting Facts About the 2019 HMDA Data

The CFPB released the final 2019 National Snapshot HMDA data about three months earlier than last year, and ComplianceTech has refreshed LendingPatterns™ with the latest data.  An initial review of the data reveals the following interesting facts. There were a total...

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