Use Data, Technology, and
Analytics to Manage HMDA,
CRA and Fair Lending Challenges,
and Identify Market Opportunities

All Lenders are Not Alike

Use Data, Technology, and
Analytics to Manage HMDA,
CRA and Fair Lending Challenges,
and Identify Market Opportunities

All Lenders are Not Alike

Use Data, Technology, and
Analytics to Manage HMDA,
CRA and Fair Lending Challenges,
and Identify Market Opportunities

LendingPatterns

For anyone who needs to understand Peer Analysis and Scoping using the national HMDA database to discover prohibited basis performance outliers/disparities in market penetration, redlining, underwriting, pricing and data quality.

Fair Lending Magic

For those who need to take the deep dive into monitoring fair lending using statistics and matched pairs  for every type of loan with advanced features to identify potential prohibited basis disparities.

Fair Servicing

For loan servicers looking for an automated tool to ensure fair and preventing disparate treatment in the loan loss mitigation process.

Hmda Ready

For all mortgage lenders who need to prepare an HMDA loan application register (LAR) intelligently for submission.

CRA Check

For banks that need to prepare, submit or report a CRA loan application register (LAR) and manage CRA exams.

Read our latest blog posts

How to Monitor and Assess Redlining Risk

This article will highlight a few recent high profile redlining cases and their settlements. Then, we will explain how fair lending software and consulting can help mortgage lenders evaluate their redlining risk. Our tools are guided by the following settlements...

5 Fair Lending Myths Dispelled

After a long career in mortgage finance and fair lending I’ve attended many panels, workshops, and conferences on fair lending.  All too frequently at these events, I hear someone from the audience or even a panelist declare a “fair lending myth.”  A fair...

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