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2022 NCUA Annual Report: A Guide for Credit Unions on Fair Lending Compliance
The National Credit Union Administration (NCUA) recently released its 2022 Annual Report, which highlights its ongoing commitment to fair lending practices. The report discusses the agency's efforts to strengthen consumer financial protection and fair lending...
Key Questions to Ask about CRA Submission Software
Compliance with the Community Reinvestment Act (CRA) is essential for financial institutions that want to remain in good standing with regulators and the communities they serve. The CRA requires banks and other lenders to meet the credit needs of the communities in...
8 Key HMDA, Fair Lending, & CRA Developments in 2022
Let’s recap what has happened in 2022 on three different fronts: HMDA, fair lending, and CRA (the Community Reinvestment Act). I count eight important developments. These are listed in no particular order below: 1. In 2022, the FFIEC released new census tract...