by Dana Ginsburg | Dec 30, 2019 | Fair Lending
Mortgages are the key for millions of families trying to reach their dreams of owning a home and are often the most popular financial products sold by institutions. But when planning your company’s operations for the next few years, how do you make sure your products...
by Debbie Malzahn | Dec 17, 2019 | Fair Lending
The financial industry has always been dominated by statistics, figures, and analytics, but in today’s fast-paced world, the speed at which you’re able to make calculations is just as important as the result, and that means you need the best tools available. Here are...
by Debbie Malzahn | Dec 9, 2019 | blog, Fair Lending
Many people believe that the signs of a healthy economy are in the number of mortgages being applied for by Americans, but one of the true indicators of economic and financial health is in the secondary market, where government-sponsored enterprises (GSE) choose which...
by Dana Ginsburg | Nov 27, 2019 | Fair Lending
On October 23rd, 2019, the Federal Housing Finance Agency (FHFA) announced that it will be teaming with Fannie Mae and Freddie Mac to increase the library of resources available to Chinese-Americans. Let’s take a look at how these changes will benefit Chinese-American...
by Matt Piven | Oct 29, 2019 | blog, Fair Lending
This is the third in a series of blogs related to the 2019 demographic changes. The first dealt with changes in metro area median family incomes and the second dealt with tracts that flipped from low/mod to not low/mod, and vice-versa. As discussed, the 2019...
by Dana Ginsburg | Aug 8, 2019 | Fair Lending
Every year, thousands of financial institutions across the United States gather their HMDA data and submit it to the Consumer Financial Protection Bureau (CFPB) for its use to monitor community housing needs; to compile lending statistics; and to identify predatory...
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