Mortgage Lending to Black Americans

Mortgage Lending to Black Americans - A 10-Year Trend Analysis The Mortgage Lending to Black Americans A 10-Year Trend Analysis Report by Maurice Jourdain-Earl is available for download. FREE DOWNLOAD Send download link to: Maurice Jourdain-Earl, Managing Director of...

The Latest DOJ Redlining Settlement: Lessons Learned

The US Department of Justice (DOJ) announced its Combatting Redlining Initiative in the fall of 2021.  Each redlining settlement provides a roadmap for lenders to follow to ensure that lending activity is adequately monitored.  Of utmost importance is ensuring that if...

Avoid Costly HMDA Data Submission Issues

The Consumer Financial Protection Bureau (CFPB) released the 2022 Modified LAR on March 20, 2023.  We are already finding data integrity issues in publicly released HMDA data.  Now is a great time to be sure your HMDA preparation and submission tool can help...

Understanding the New Small Business Lending Rule

The Consumer Financial Protection Bureau (CFPB) recently introduced a new rule regulating small business lending practices. The rule addresses concerns over predatory lending and ensures that small businesses have access to fair and transparent financing options. This...