Mortgage Lending to Black Americans - A 10-Year Trend Analysis
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Maurice Jourdain-Earl, Managing Director of ComplianceTech, recently released a 10-Year Trend Analysis detailing mortgage lending to Black Americas from 2012-2021. The full report is available for download using the link below. There are three goals outlined in the report:
- Provide an overview of mortgage lending to black Americans using ten years of HMDA data from LendingPatterns.
- Show Black loans in the context of the overall mortgage market. Focus only on originated loans, excluding loans with unknown race.
- Describe the challenges and considerations for banks, bank regulators, and secondary agencies in lending to Black Americans.