by Debbie Malzahn | Aug 19, 2019 | blog, HMDA
Finally, we can take the guess work out of describing the mortgage loan preferences of millennials. With the expanded 2018 HMDA data fields, we can analyze lending by the applicant’s age. This not only gives us a chance to better describe the typical millennial...
by Matt Piven | Aug 13, 2019 | blog
Institutions who are covered by the Community Reinvestment Act (CRA) will want to pay particular attention to recent changes to MSAs and Metropolitan Divisions and median family incomes (MFIs). In the HMDA/fair lending world, whether you are looking at a distribution...
by Dana Ginsburg | Aug 12, 2019 | News
The Denver Business Journal recently used data from LendingPatterns.com for a story on “What banks, credit unions are doing to appeal to Colorado’s growing Hispanic population.”
by Dana Ginsburg | Aug 8, 2019 | Fair Lending
Every year, thousands of financial institutions across the United States gather their HMDA data and submit it to the Consumer Financial Protection Bureau (CFPB) for its use to monitor community housing needs; to compile lending statistics; and to identify predatory...
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