Prior to 2018, HMDA reporting for lines of credit was optional. It turns out that in 2018 $21.1 billion in credit was extended in transactions within the following parameters: Conventional Second lien Home improvement Owner occupied as a principal or second residence...
Mortgage lending and compliance is a field that is constantly shifting, with new legislation requiring credit unions to change their practices and systems appearing regularly. Fortunately, the Credit Union National Association understands these changes and hosts...
I made a list of six intriguing analyses that can be done with the public 2018 HMDA data. Possibilities are almost endless. Affordability Analysis You can find where the borrowers are who can afford homes above a particular threshold (e.g., $1 million) using...
Successfully managing your mortgage or financial compliance company requires having the latest information and technology on your side. ComplianceTech prides itself on delivering the best compliance software available to financial institutions and is happy to announce...
In today’s world, every American is free to purchase their home or rent their property wherever they wish, but this was not always the case. This April 11th, we celebrate the 51st anniversary of the Fair Housing Act, and how it greatly improved the opportunities for...
At ComplianceTech, we love data analysis, so last Friday’s release of new HMDA data was a truly exciting day. Unfortunately, we will have to wait until the release of the CFPB “snapshot” data for the full data to be in LendingPatterns(TM). Those who are really anxious...
-None- Advertisement Outreach i.e. cold call/email Former Customer CT Employee Referral External Referral Current Customer Referral LP Lite LinkedIn Media Referral Twitter CT Webinar Trade Show Chat Web Google AdWords Regulator Referral Demo Request
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-None- Advertisement Outreach i.e. cold call/email Former Customer CT Employee Referral External Referral Current Customer Referral LP Lite LinkedIn Media Referral Twitter CT Webinar Trade Show Chat Web Google AdWords Regulator Referral Demo Request
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