10 Blind Spots in Fair Lending Risk Management

Normally, when one thinks of the term “blind spot” our mind immediately goes to driving a car and what we can’t see in either our rear-view or side-view mirrors.  What we cannot see is affected by our past driving experience, our vantage point or our location in...
Five Reasons for Doing a HMDA Scrub

Five Reasons for Doing a HMDA Scrub

With only a few months left before your March 1 filing, now is a good time to plan the year-end HMDA scrub. The point of a HMDA Scrub is to compare specific data in the loan application register (LAR) to loan origination source systems (LOS) or physical loan...