by Michael Taliefero | Oct 25, 2021 | blog, LendingPatterns™
One of the great features of LendingPatterns™ is that any lender’s diverse lending performance can be analyzed in the context of other lenders in the same market. This is the only way a given lender’s performance can be said to be above or below...
by Michael Taliefero | Oct 5, 2021 | blog
After a long career in mortgage finance and fair lending I’ve attended many panels, workshops, and conferences on fair lending. All too frequently at these events, I hear someone from the audience or even a panelist declare a “fair lending myth.” A fair...
by Michael Taliefero | Sep 9, 2021 | blog
Optimize Your HMDA Fair Lending Resources with 6 Key Factors Lenders often face the questions, “What resources do I need to manage fair lending?” and “how much should I budget?” The truth is there is no standard answer to these questions...
by Michael Taliefero | Aug 9, 2021 | blog
In my experience, there are more lenders who do little to nothing to monitor fair lending than those who actively manage it. Those that do less tend to be independent mortgage companies rather than depository institutions. I believe there are several...
by Michael Taliefero | Jul 21, 2021 | blog
Recent lawsuits to enforce the federal fair housing laws should serve as strong signals to lenders of an aggressive stance the government is taking regarding the enforcement of redlining under the federal fair lending laws. In Part 1, I highlighted the...
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