LendingPatterns

For banks who need to prepare, submit, and report a CRA loan application register (LAR) and prepare for CRA exams.

LendingPatterns

What can CRA Check™ do for you?

What CRA Check™ does for you

1. Avoid unsatisfactory CRA Rating

2. Mitigate Compliance Management System (CMS) Risk by building a better HMDA data foundation

3. Identifies hidden data quality problems undetected by edit checks

4. Establishes the foundation for accurate and effective CRA Compliance and a positive CRA examination experience

5. Identify numeric outliers that fall outside user-specified standard ranges

6. No software to install, update or maintain by your firm

Step-by-Step guided process mirrors the CRA data creation process
  1. Fully integrated with other ComplianceTech tools, (Fair Lending Magic™, Lending Patterns™, HMDA Ready™, and CRA Check™)
  2. Free upgrade for existing LP or FLM customers
Includes standard and peer- based core reports

1. Better data quality improves managerial decision-making

2. Generate submission-ready loan application register databases from scratch using our spreadsheet template or via import from a loan origination system or other vendors’ application

On-screen access CRA guidance

1. Unlimited training and support

2. Allows limited access for others to help prepare the CRA data for submission

3. Delegate tasks to other members of your team through administrator permissions