by Debbie Malzahn | Dec 17, 2019 | Fair Lending
The financial industry has always been dominated by statistics, figures, and analytics, but in today’s fast-paced world, the speed at which you’re able to make calculations is just as important as the result, and that means you need the best tools available. Here are...
by Debbie Malzahn | Dec 9, 2019 | blog, Fair Lending
Many people believe that the signs of a healthy economy are in the number of mortgages being applied for by Americans, but one of the true indicators of economic and financial health is in the secondary market, where government-sponsored enterprises (GSE) choose which...
by Debbie Malzahn | Sep 19, 2019 | blog
Over the past few years, the Credit Union National Association has been hosting symposiums to educate credit unions on how they can succeed on the right side of the law. This year, ComplianceTech spoke at the conference to educate industry professionals and take a...
by Debbie Malzahn | Aug 19, 2019 | blog, HMDA
Finally, we can take the guess work out of describing the mortgage loan preferences of millennials. With the expanded 2018 HMDA data fields, we can analyze lending by the applicant’s age. This not only gives us a chance to better describe the typical millennial...
by Debbie Malzahn | Jun 3, 2019 | blog
Thanks to the expanded underwriting and pricing fields that are part of the 2018 HMDA dataset, users of the popular LendingPatterns™ software can identify file records based on qualification criteria and outcomes that are candidates for further review. Specifically,...
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