by Dana Ginsburg | Jul 24, 2018 | blog
Each year, the FFIEC releases a list of Distressed and Underserved Nonmetropolitan Middle-Income Census Tracts (link). Community Reinvestment Act guidance (see, for example, this link) illustrates the emphasis that bank regulators place on these tracts. As a lender,...
by Dana Ginsburg | Jul 17, 2018 | blog
Much has been written in this blog about the use of LendingPatterns™ in uncovering loan production opportunities (for example, here). Within metro areas, activity levels can change so drastically over time that you need a fast and easy way to create trend analysis....
by Dana Ginsburg | Jul 11, 2018 | blog
All lenders in the home mortgage lending business want to make more loans. That’s why they are in business. Many lenders do a good job planning and executing outreach strategies to make loans to everyone. However, some lenders do a better job than other lenders in...
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