by Dana Ginsburg | Jun 26, 2018 | blog
In LendingPatterns™ there are two methodologies to determine statistical evidence of redlining. Both approaches use the z-test, the standard test to determine whether differences in proportions are statistically significant. The p-value output from the z-test gets...
by Dana Ginsburg | Jun 19, 2018 | blog
5 Things You Need to Know About ComplianceTech’s LendingPatterns™ The infographic depicts the an overview of the 2017 HMDA data released by CFPB on May 7th. Below, you’ll find 5 Things You Need to Know about ComplianceTech’s LendingPatterns™ ....
by Dana Ginsburg | Jun 12, 2018 | LendingPatterns Lite, News
ComplianceTech, McLean, VA, announces enhanced loan type filtering features to www.LendingPatternsLite. This free site is designed to serve those with a need to know more about mortgage lending in America. It makes the power of the Home Mortgage Disclosure Act (HMDA)...
by Dana Ginsburg | Jun 12, 2018 | blog
My blog post from April 3 explored whether and how 2018 HMDA changes cause the mortgage underwriting analysis to change. This blog similarly delves into the mortgage pricing analysis. (You will notice some common language between the two blogs.) If you have been doing...
by Dana Ginsburg | Jun 7, 2018 | blog
Among the financial institutions bailed out by the government after the great recession circa 2008, only Fannie Mae and Freddie Mac (the “GSEs”) are still in conservatorship under the supervision of the Federal Housing Finance Agency (FHFA). In exchange for the...
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