Rural America Gets Mortgages, Too

With LendingPatterns™ you can measure the volume of mortgages done in all of the country’s metropolitan statistical areas. But what if the rural parts of the country interest you as much as the urban parts? There is a good bit of information I’ve been able to glean...

2015 HMDA Originations: A Big Jump to $1.85 Trillion

The 2015 Home Mortgage Disclosure Act numbers are now available in LendingPatterns™ and they show a healthy originations volume of $1.85 trillion for the year through 7.4 million loans. That’s up sharply from 2014’s $1.4 trillion in originations through six million...

Fed Gives Outline of 2015 HMDA Data

LendingPatterns™ will very shortly have the 2015 Home Mortgage Disclosure Act data in place. But for now, the Federal Reserve has released a broad-brush analysis of the database. The article, by Neil Bhutta and Daniel R. Ringo of the Fed’s Division of Research and...