by Dana Ginsburg | Oct 20, 2016 | blog, HMDA
LendingPatterns™ will very shortly have the 2015 Home Mortgage Disclosure Act data in place. But for now, the Federal Reserve has released a broad-brush analysis of the database. The article, by Neil Bhutta and Daniel R. Ringo of the Fed’s Division of Research and...by Dana Ginsburg | Aug 17, 2016 | blog, HMDA, HMDA 2015 EarlyLook
In my last blog I looked for a trend for 2015 early HMDA responders for one of the biggest cohorts in the mortgage industry—FHA lenders. But LendingPatterns™ also yields lots of data for much smaller niches. For instance I’ve been following mortgage lending to Native...by Dana Ginsburg | May 11, 2016 | blog, EarlyLook Data, HMDA
It is now possible to get a four month jump on seeing what is in the 2015 Home Mortgage Disclosure Act data. That’s because 175 lenders who generated more than 40 percent of last year’s application numbers, have reported their numbers early, with the results now...by Dana Ginsburg | Mar 8, 2016 | blog, HMDA
Minority-owned institutions might be expected to show different lending patterns than majority-owned ones. And they do. But some of them are patterns you might not expect. They do lend a lot (more than a third of their volume) to minorities. But they vary considerably...
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