by Matt Piven | Feb 19, 2019 | blog
Institutions with preapproval programs should pay close attention to how they incorporate preapproval applications in fair lending reviews. Fortunately, LendingPatterns™ and Fair Lending Magic™ provide robust tools that allow you to produce a thorough analysis....by Matt Piven | Dec 11, 2018 | blog
As we ring in the new year, it is helpful to recap where we are on three different HMDA fronts: 1) data collection, 2) ensuring data quality within the private data, and 3) disclosure and analysis of public data. In each area, I’ll describe the major developments over...by Matt Piven | Dec 4, 2018 | blog
HMDA data is not just about collecting and reporting. If used right, it can be a strategic asset that can produce bottom-line results. I encourage you to make the most of your data by asking and answering questions based on HMDA results you see in LendingPatterns™....by Matt Piven | Nov 20, 2018 | blog
In years past, FFIEC’s release of public HMDA data from the previous year had been finalized by November. But not so this year. My colleagues and I have been getting questions about whether the 2017 public data are final, so this blog will hopefully provide clarity on...by Matt Piven | Oct 23, 2018 | blog
In the sixties they asked, “Where have all the flowers gone?” Today I wonder: Where have all the spread loans gone? Running historical trend charts in LendingPatterns™ reveal that spread lending still exists. The next logical question is: Which investors are...
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