by Debbie Malzahn | Sep 11, 2018
All banking professionals are familiar with the acronym CAMELS (Capital Adequacy, Asset Quality, Management, Earnings, Liquidity, Sensitivity), the risk rating system used by bank regulators. HMDA data can play a role in this rating system. Specifically, I’d...
by Matt Piven | Sep 6, 2018
The August 31, 2018 HMDA rule helped clarify the 2018 reporting requirements for banks and credit unions that are minor players in the mortgage market. However, this rule could adversely affect the rate spread data used in fair lending pricing analysis. Rate spread is...
by Dana Ginsburg | Sep 4, 2018
The MBA’s Regulatory Compliance Conference is taking place from September 16th to 18th in Washington, DC. Anyone working to implement the new regulations—including compliance officers, company executives, and policy advisors—should attend this event because this is a...
