by Dana Ginsburg | Feb 27, 2018 | blog
Analyzing branch penetration helps lenders see how many branches are in minority areas. Several legal cases point to the importance of self-monitoring by conducting a branch penetration analysis showing your branches’ concentration in high-minority areas. In...
by Dana Ginsburg | Feb 26, 2018 | blog, Credit Unions, News
Credit Union Times features HMDA data from LendingPatterns™ in the February 28, 2018 edition of the paper.
by Dana Ginsburg | Feb 20, 2018 | blog
In 2016, federally insured credit unions did a very good job penetrating majority minority census tracts. Recent redlining cases brought by CFPB and DOJ advanced an approach to market penetration analysis that looks at how individual lender’s shares of market activity...
by Dana Ginsburg | Feb 13, 2018 | blog
One of the great features of LendingPatterns™ is that any lender’s diverse lending performance can be analyzed in the context of other lenders in the same market. This is the only way a given lender’s performance can be said to be above or below expectations. ...
by Dana Ginsburg | Feb 6, 2018 | blog
Finding a fair lending compliance tool to make it easier for you to efficiently and effectively monitor your lending data is a challenge. Knowing exactly what to ask the vendor can ease the selection process. Below are twelve suggested questions to ask: How long has...
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