Automated Solutions for CRA,

HMDA, and Fair Lending

Used by Lenders, Federal

and State Regulators,

and Community Organizations

Our focus is on transforming complex

regulatory data into actionable insights

and streamlining compliance

and examination processes

Systems that Analyze

All Loan and Lender Types

Built-in Statistics, geocoding,

proxy, and mapping tools

ComplianceTech™ Suite of Products

LendingPatterns

For anyone who needs to understand Peer Analysis and Scoping using the national HMDA database to discover prohibited basis performance outliers/disparities in market penetration, redlining, underwriting, pricing and data quality.

Fair Lending Magic

For those who need to take the deep dive into monitoring fair lending using statistics and matched pairs  for every type of loan with advanced features to identify potential prohibited basis disparities.

Hmda Ready

For all mortgage lenders who need to prepare an HMDA loan application register (LAR) intelligently for submission.

CRA Check

For banks that need to prepare, submit or report a CRA loan application register (LAR) and manage CRA exams.

Fair Servicing

For loan servicers looking for an automated tool to ensure fair and prevent disparate treatment in the loan loss mitigation process.

Small Business Logo

For lenders who need to prepare, submit, and report Small Business Lending/1071 data

Read our latest blog posts

Utilizing HMDA Data to Strengthen Merger Evaluations

The announcement of the merger between Wings Financial Credit Union and ENT Credit Union on April 23, 2025, has prompted me to consider its impact on the industry, as well as what lenders can learn by examining the data behind the merger. The good news is that it is...

How Community Reinvestment Act Software Streamlines Compliance

The passage of the Community Reinvestment Act (CRA) in 1977 was a defining moment for fair lending practices in the United States. By encouraging banks to meet the credit needs of all segments of their local communities, including low- and moderate-income (LMI)...

Navigating Regulatory Shifts: CRA and Section 1071 in 2025

As we move through 2025, two major regulatory developments continue to evolve, namely the federal banking agencies' Community Reinvestment Act (CRA) final rule and the CFPB’s Section 1071 small business lending data collection rule, both finalized in 2023. Both rules...

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