ComplianceTech has decades of experience in the financial services industry. We have a multidisciplinary team of subject matter experts in legal and regulatory compliance, secondary marketing, statistics and economics. Our consulting services focus on fair lending uncovering issues that impede the improvement of profitable diverse lending. Many of our consulting clients engage us directly or through outside counsel. Some engage us because they do not know where to start, lack the internal resources or based on budgetary constraints.  Other clients engage us due to their need to supplement or validate the rigor of their existing fair lending compliance management program; often in preparation for fair lending examinations.

LendingPatterns™ is a cloud-based analytical tool that uses HMDA data to identify potential fair lending risk related to underwriting, pricing and redlining. The system provides insights into the competitive landscape, identify market opportunities, and formulates fair lending benchmarks to measure compliance. The system is scalable for large and small users.

LendingPatterns™ makes sense of the massive public HMDA data base producing reports, charts and maps that can be used offensively or defensively.  Trusted by lenders, bank examiners and enforcement agencies LendingPatterns™ is in a class of its own.