Regulatory compliance officers, fair banking officers, and fair lending analysts managers know the importance of complying with ever-changing rules. These include rules under the Home Mortgage Disclosure Act, the Community Reinvestment Act, the Equal Credit Opportunity Act (ECOA), the Fair Housing Act, and, Small Business 1071. However, juggling all of these areas seems impossible.
The right tools minimize risks while streamlining operations. CRA compliance software, for example, can minimize simple oversights that can lead to thousands of dollars in fines.
At ComplianceTech, we aim to provide financial institutions with a single source of truth for mitigating risks and achieving their goals of comprehensive regulatory compliance. Our tools enable your business to meet efficiency standards.
A Leader’s Point of View
To provide real-world applications of these tools and their features, we meet with a Chief Compliance Officer to discuss automation options for her institution’s growing compliance demands. Though the company was using a competitor product, they were looking for a more robust, all-inclusive solution. In our interview with her, we learned several key factors about the implications of our Fair Lending, HMDA analytics, and CRA compliance software products. We learned that a single, robust solution like this addresses all concerns and provides peace of mind while also ensuring that efficiency demands remain in place.
ComplianceTech’s robust suite of web-based tools simplifies and strengthens compliance programs in all aspects of financial institution management.
Comprehensive Tools for Compliance
At the heart of our work is providing a single suite of tools that supports every stage of your compliance process. This includes all aspects of software for management and data analytics.
Whether you’re preparing for an exam, monitoring lending activity, or submitting data to regulators, we’ve got you covered. Our tools include:
- LendingPatterns™ – Offers powerful analytics and visualizations using historical and current year-to-date HMDA and demographic data. Benchmark against peers, run scoping reports, and generate customizable maps to explore lending trends and community characteristics. With HMDA analytics, organizations can gain critical and competitive-edge defining details.
- Fair Lending Magic™ – Provides detailed loan-level analysis, including indirect lending (such as boats and RVs), matched pairs testing, dealer analysis, and automated monitoring tools for ongoing fair lending compliance. As a comprehensive Fair Lending software, our tool is designed to be more readily available to provide full insights. With Fair Lending Magic, companies can make better decisions faster while staying compliant with regulatory guidelines.
- CRA Check™ automatically generates CRA tables and reports for exam preparation. Features include geographic and demographic distribution, assessment area maps, and more—all aligned with regulatory expectations. A more elaborate CRA compliance software product than competitors, including the CRA Self-Assessment, our tool provides companies with a more effective and efficient method for meeting objectives.
- HMDA Ready™ —Our HMDA submission tool supports multi-pass geocoding, FFIEC reconciliation, edit checks, and address validation. The system accommodates monthly updates, file merging, custom fields, national benchmarks, and visual reports. With HMDA analytics, processes are streamlined, and errors are eliminated, making it easier for financial institutions to navigate the process more efficiently overall.
- Small Business 1071 Tools – ComplianceTech offers emerging support for small business lending data under Section 1071 of the Dodd-Frank Act. Our tools help you prepare, analyze, and report 1071 data in a way that aligns with evolving CFPB requirements, so you’re not caught off guard.
What Makes ComplianceTech a Trusted Resource?
CRA compliance software, Fair Lending Software, and HMDA tools are not all the same. Limitations create gaps in efficiency, but they also expose organizations to costly fines and penalties. To stand out, our solutions fall into the following areas:
Trusted and Proven
ComplianceTech is trusted by federal and state regulators, financial institutions, and community housing groups. This means our software has undergone rigorous security and operational reviews. That level of trust and oversight reinforces our commitment to data integrity, reliability, and regulatory alignment. When you use our HMDA analytics or CRA self-assessment, you know that it fully aligns with best practices and the highest standards.
Tailored to Fit Your Workflow
No two institutions are the same. During our recent conversation, the Chief Compliance Officer appreciated how our tools could accommodate her team’s workflow. Specifically, she noted the differences in areas such as monthly HMDA reviews, 100% file checks, data merging, and others.
Whether you’re preparing for a CRA exam in 2026 or developing a 1071 strategy, our tools scale with you. This provides a way for organizations to grow and adapt as their business model evolves.
More Than Just Software—We’re Partners
We offer more than just licenses. Sometimes your team needs guidance, whether it’s for implementation, fair lending analysis, or regulatory interpretation. That’s why we offer flexible support options—advisory hours without requiring a full consulting engagement. We’re here to help you succeed, on your terms.
Ready to Learn More?
If you’re looking for compliance technology that saves time, reduces risk, and delivers meaningful insights, ComplianceTech is ready to help. Set up a free demo with our team now. Discuss the features we offer that could matter to your financial institution the most – Fair Lending Software, HMDA analytics, or CRA compliance software. We’re just a click away.
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