2019 Refinancing Uptick by the Numbers

The 2019 uptick in refinancings has been well-documented in the media and by mortgage trade organizations. LendingPatterns™ can slice and dice the HMDA data to shed additional light on this increase. In brief, at a high level, I am seeing a 90.2% increase in the...

Mortgage Loans: To Sell or Not to Sell

We decided to take a look at lenders that have the option to sell loans as well as portfolio to see what we can learn about their decisioning and selection process.  Happily, we have access to LendingPatterns™. The robust peer selection tool allowed us to create a...

How to Avoid HMDA Reporting Pitfalls From Industry Experts

The public’s interpretation of HMDA data depends on lenders’ consistent application of Reg C, and failure to comply with Reg C could bring stiff penalties from regulatory agencies.  ComplianceTech is looking out for HMDA filers in their efforts to ensure...
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