by Debbie Malzahn | Nov 9, 2023 | blog
In life it’s a common adage that “an ounce of prevention is worth a pound of cure.” Nowhere is this wisdom more evident than in the realm of fair lending compliance practices. For banks and financial institutions, compliance with fair lending laws is...by Matt Piven | Nov 6, 2023 | blog, HMDA
It’s now been five years since the HMDA reporting requirements were dramatically expanded in 2018, and, in my assessment, there continue to be substantial data quality concerns. In this blog, I will focus specifically on one field, the debt-to-income (DTI) ratio,...by Debbie Malzahn | Oct 30, 2023 | blog, Uncategorized
In light of recent Department of Justice (DOJ) complaints, banks can draw valuable lessons from the list below on how to avoid redlining and promote fair lending practices. These lessons are essential for ensuring that banks serve the credit needs of the entire...by Dana Ginsburg | Oct 24, 2023 | blog, News
The CRA Final Rule was released today, October 24, 2023. The Office of the Comptroller of the Currency (OCC), Board of Governors of theFederal Reserve System (Board), and the Federal Deposit Insurance Corporation (FDIC) areadopting final amendments to their...by Dana Ginsburg | Aug 16, 2023 | blog, Credit Unions, Fair Lending, HMDA
Free eBook: Fair Lending for Credit Unions FREE DOWNLOAD Send download link...by Dana Ginsburg | Aug 7, 2023 | blog, Events
Event Date: November 20-December 14, 2023 Registration Link CUNA Lending eSchool 2023Event Date: November 20 – December 14, 2023 Recorded Available Until: October 31, 2024 One of the important ways credit unions serve their members is through offering critical...
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