Key Questions to Ask about CRA Submission Software

Compliance with the Community Reinvestment Act (CRA) is essential for financial institutions that want to remain in good standing with regulators and the communities they serve. The CRA requires banks and other lenders to meet the credit needs of the communities in...

What is a Low Denial Rate Really Telling You?

Here’s an observation worth considering: A low denial rate irrespective of prohibited bases does not in itself ensure that denial disparities by prohibited bases will disappear.  In fact, that low denial rate could be a warning that other issues exist, and if the...