by Debbie Malzahn | Oct 20, 2021 | blog
Freddie Mac recently released a study Research Note pdf based on their analysis of appraisal valuations. It’s worth taking a look. The following sentence from the report summarizes the findings: Our preliminary modeling results suggest that even when taking...
by Debbie Malzahn | May 19, 2020 | blog
Inaccurate information held by organizations regarding fair lending risk management can hinder them from successfully managing that risk. Today, we’re looking at five prevalent expectations within the industry and the reality for each. Expectation #1: Written policies...
by Debbie Malzahn | Mar 23, 2020 | blog
In this current volatile economic environment caused by a public health crisis, mortgage borrowers may have difficulty making mortgage payments. The OCC has directed banks to be flexible with such borrowers. The GSEs have encouraged forbearance and halted...
by Debbie Malzahn | Jan 7, 2020 | blog
If you’re lending funds to future homeowners in 2020, an increase in FHA loan limits in your local county may impact your daily operations. What is FHA? The Federal Housing Administration (FHA) provides mortgage insurance on loans made by approved lenders, like you,...
by Debbie Malzahn | Dec 17, 2019 | Fair Lending
The financial industry has always been dominated by statistics, figures, and analytics, but in today’s fast-paced world, the speed at which you’re able to make calculations is just as important as the result, and that means you need the best tools available. Here are...
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