Features of Fair Lending Magic™

Getting Started Register online and get started with fair lending analysis the same day Prepare HMDA data and test for early compliance with 2018 HMDA submission specifications Import data from any LOS or servicing system Assess the quantity and quality of data...

2016 HMDA Shows One Million Jump in Mortgages

The 2016 Home Mortgage Disclosure Act data is out! Analyses of it from LendingPatterns™ will be available shortly, but in the meantime I am going to look at the Fed analysis that has just been released on last year’s lending. The Fed report shows 2016 lending volume...

California Is Number One, but Who Is Number Two?

The top state for mortgages last year, this year and every year, is California. But which is the nation’s second state for home loans? Is it Florida, Texas, New York, Illinois? Early look Home Mortgage Disclosure Act (HMDA) reporters show that as of Sept. 25, it was...