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Wall Street Journal – September 25th, 2018 LendingPatterns™
LendingPatterns™ data was compiled and utilized in the Wall Street Journal on September 25th, 2018: Bankers vs. Activists: Battle Lines Form Over Low-Income Lending Rules
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LendingPatterns™ is cited in an article in the Wall Street Journal – September 6th, 2018
LendingPatterns™ is cited in an article in the Wall Street Journal – September 6th, 2018: The New Mortgage Kings: They’re Not Banks
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Get Ready For The MBA’s Annual Convention & Expo
The MBA’s Annual Convention & Expo is the country’s largest gathering of real estate finance professionals, and you can’t miss this great opportunity to deepen your knowledge on the industry. The event takes place from October 14th to 17th in Washington, DC, and ComplianceTech is proud to be one of the exhibitors. Come see us…
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ComplianceTech today announced that the National Credit Union Administration (NCUA) has selected its software products, LendingPatterns™ and Fair Lending Magic™
ComplianceTech, McLean, VA, ComplianceTech today announced that the National Credit Union Administration (NCUA) has selected its software products, LendingPatterns™ and Fair Lending Magic™ for examiners to use for onsite and off-site fair lending supervision and monitoring for nearly 2,000 credit unions. “NCUA joins other federal and state regulatory agencies who trust ComplianceTech’s suite of web-based…
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ComplianceTech Today Announced that the Massachusetts Division of Banking (DOB) has selected LendingPatterns™ for Examiners to Use
ComplianceTech Today Announced that the Massachusetts Division of Banking (DOB) has selected LendingPatterns™ for Examiners to Use. Read the full press release here. ComplianceTech, McLean, VA, ComplianceTech today announced that the Massachusetts Division of Banking (DOB) has selected LendingPatterns™ for examiners to use in onsite and off-site fair lending supervision and monitoring of mortgage lenders…
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Mortgage Asset Quality: Use HMDA Data to See How You Compare
All banking professionals are familiar with the acronym CAMELS (Capital Adequacy, Asset Quality, Management, Earnings, Liquidity, Sensitivity), the risk rating system used by bank regulators. HMDA data can play a role in this rating system. Specifically, I’d like to focus on the “A”, Asset Quality. Using HMDA data, we can uncover the unknown risk factors…
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Expected Loss of Rate Spread Data Should Hurt Fair Lending Pricing Analysis
The August 31, 2018 HMDA rule helped clarify the 2018 reporting requirements for banks and credit unions that are minor players in the mortgage market. However, this rule could adversely affect the rate spread data used in fair lending pricing analysis. Rate spread is the difference on a consumer loan between the APR and the…
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Come See Us at the MBA’s Regulatory Compliance Conference!
The MBA’s Regulatory Compliance Conference is taking place from September 16th to 18th in Washington, DC. Anyone working to implement the new regulations—including compliance officers, company executives, and policy advisors—should attend this event because this is a great opportunity to hear first-hand from federal regulators and policy makers. ComplianceTech is one of the sponsors of…