Nearly Half a Million HMDA Mortgages in California

As the fall gets underway I am looking forward to the release of the full 2016 Home Mortgage Data Act (HMDA) report by the Federal Financial Institutions Examination Council. In the meantime, let’s see what Early Look filers will tell us about the biggest mortgage...

Rural America Gets Mortgages, Too

With LendingPatterns™ you can measure the volume of mortgages done in all of the country’s metropolitan statistical areas. But what if the rural parts of the country interest you as much as the urban parts? There is a good bit of information I’ve been able to glean...

Four of five VA mortgages going into Ginnie Mae MBS

Nearly four out of five Department of Veterans Affairs mortgages originated in 2016 by early HMDA reporters are finding their way into Ginnie Mae securities, LendingPatterns™ data show. That’s an even higher percentage than Federal Housing Administration loans going...

Private Label Securities Still Not Robust in 2016

The private label securitization market still hasn’t come back to full life, based on the evidence of an early look at 2016 Home Mortgage Disclosure Act data. LendingPatterns™ Early Look data, which contain more than a third of 2015’s HMDA volume, show that private...