Minority Originations Ticked Up in 2015

Percentages of mortgages to minorities ticked up in both numbers of loans and dollars granted in 2015 over 2014, Home Mortgage Disclosure Act data show. An analysis of minority volumes in LendingPatterns™ finds that minorities topped 20 percent (20.4 percent of...

2015 HMDA Originations: A Big Jump to $1.85 Trillion

The 2015 Home Mortgage Disclosure Act numbers are now available in LendingPatterns™ and they show a healthy originations volume of $1.85 trillion for the year through 7.4 million loans. That’s up sharply from 2014’s $1.4 trillion in originations through six million...

Fed Gives Outline of 2015 HMDA Data

LendingPatterns™ will very shortly have the 2015 Home Mortgage Disclosure Act data in place. But for now, the Federal Reserve has released a broad-brush analysis of the database. The article, by Neil Bhutta and Daniel R. Ringo of the Fed’s Division of Research and...