HMDA’s Fun Facts for Credit Unions

Here are some fun facts to know and tell about credit unions as the Credit Union National Association holds its annual Governmental Affairs Conference in Washington, DC: -California is the state with the most credit union mortgage lending, according to...

Rural Mortgages Differ from Urban and Suburban Ones

I have always been interested in rural housing and mortgages, and LendingPatterns™ has a lot of good information on this small niche of the lending business. There is a category here for “FSA/RHS” which is a combination of two US Department of Agriculture lending...

VA Mortgages Hit $150 Billion

Department of Veterans Affairs mortgages hit $150 billion in 2015, up about 30 percent from the $115 billion of mortgages guaranteed in 2014. That’s right in line with the increase the nationwide mortgage market registered that year. Originations (excluding purchases)...