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First Republic: Is It Wrong to Build a Bank for Wealthy Clients Only? – WSJ- Mention of LendingPatterns (August 17, 2016)
LendingPatterns.com is mentioned in the Wall Street Journal today. Click on the link to read the article: First Republic: Is It Wrong to Build a Bank for Wealthy Clients Only?
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LP Good for Looking at Small Niches As Well As Large Ones
In my last blog I looked for a trend for 2015 early HMDA responders for one of the biggest cohorts in the mortgage industry—FHA lenders. But LendingPatterns™ also yields lots of data for much smaller niches. For instance I’ve been following mortgage lending to Native Americans for years, as part of my Community Reinvestment Act…
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Patterns in FHA Lending: Banks Lessening Share?
Recent news reports say that commercial banks are lessening their share of Federal Housing Administration loans. What can LendingPatterns™ tell us about this potential trend? Taking a look at the Early Look for 2015 data, six of the top 20 FHA lenders are banks, although several more are mortgage banks affiliated with banks. By comparison,…