Resources

Data and Exam Resources

Small business lending collection and reporting requirements https://www.consumerfinance.gov/compliance/compliance-resources/small-business-lending-resources/small-business-lending-collection-and-reporting-requirements/

CFPB LAR Formatting Tool https://ffiec.cfpb.gov/tools/file-format-verification

A Guide To HMDA Reporting: Getting It Right! https://www.ffiec.gov/hmda/guide.htm

A Guide to CRA Data Collection and Reporting https://www.ffiec.gov/cra/guide.htm

CFPB Supervision and Examination Manual https://files.consumerfinance.gov/f/documents/cfpb_supervision-and-examination-manual.pdf

Interagency Fair Lending Examination Procedures https://www.ffiec.gov/PDF/fairlend.pdf

FDIC Fair Lending Resources https://www.fdic.gov/regulations/examinations/fairlending/fairlending-resources.html

NCUA Fair Lending Compliance Resources https://www.ncua.gov/regulation-supervision/regulatory-compliance-resources/consumer-compliance-regulatory-resources/fair-lending-compliance-resources

NCUA Fair Lending Guide and Checklist https://ncua.gov/files/publications/regulations/fair-lending-guide.pdf

NCUA’s 2024 Supervisory Priorities https://ncua.gov/regulation-supervision/letters-credit-unions-other-guidance/ncuas-2024-supervisory-priorities

OCC Fair Lending Resources https://www.occ.gov/topics/consumers-and-communities/consumer-protection/fair-lending/index-fair-lending.html

A Guide to CFPB’s Supervision: https://www.consumerfinance.gov/about-us/blog/guide-cfpb-supervision/

Justice Department Fair Lending Program: https://www.justice.gov/crt/fair-lending-program-0

Agencies

U.S. Department of Housing and Urban Development (HUD) https://www.hud.gov/

The United States Department of Justice (DOJ) https://www.justice.gov/crt/fair-lending-program-0

Consumer Financial Protection Bureau (CFPB) https://www.consumerfinance.gov/

National Credit Union Administration (NCUA) https://www.ncua.gov/

Office of the Comptroller of the Currency (OCC) https://www.occ.gov/

Federal Financial Institutions Examinations Council (FFIEC) https://www.ffiec.gov/

Federal Deposit Insurance Corporation (FDIC) https://www.fdic.gov/

U.S. Census Bureau https://www.census.gov/en.html

Conference of State Bank Supervisors https://www.csbs.org/

Government Sponsored Enterprises

Fannie Mae http://www.fanniemae.com/portal/index.html

Freddie Mac http://www.freddiemac.com/

Ginnie Mae https://www.ginniemae.gov/pages/default.aspx

Farmer Mac https://www.farmermac.com/

Trade Associations

American Bankers Association https://www.aba.com/default.htm

Credit Union Administration: https://www.aba.com/default.htm

Independent Community Bankers Association https://www.icba.org/

Mortgage Bankers Association https://www.mba.org/

American Association of Residential Mortgage Regulators http://www.aarmr.org/

Fair Lending Training

Fair Lending School https://www.tcuniversity.us/training-course-information/fair-lending-school-overview

ABA Training https://www.aba.com/training-events/online-training/fair-lending

CRA Resources

Federal Reserve Community Reinvestment Act (CRA) https://www.federalreserve.gov/consumerscommunities/cra_resources.htm

FDIC Community Reinvestment Act (CRA) https://www.fdic.gov/resources/bankers/community-reinvestment-act/index.html

OCC Community Reinvestment Act (CRA) https://www.occ.treas.gov/topics/consumers-and-communities/cra/index-cra.html

Massachusetts (MA) Division of Banks https://www.mass.gov/community-reinvestment-act-cra

Illinois Community Reinvestment Act (CRA) https://idfpr.illinois.gov/admin/cra.html

New York CRA https://www.dfs.ny.gov/apps_and_licensing/banks_and_trusts/about_cra

CRA HUB https://hub.cratoday.com/Hub