Fair Servicing Magic™

Fair Servicing Magic™ transforms your data into powerful fair servicing analytics to monitor loss mitigation activities that may be in violation of the ECOA.  Easily access a suite of fair servicing statistical analysis reports to identify trends, outliers and anomalies in the default management process.  Now you can evaluate loss mitigation application risk, outcome disparity risk and the other risks based on the regulatory guidance related to the servicer’s loss mitigation program.  For example, now servicers can easily determine significant differences in approval/denial by race, gender, age, income, and property location, and likewise determine whether the distribution of home retention and non-home retention outcomes vary based on protected status with our cloud-based software.