FAIR LENDING SOLUTIONS:
SOFTWARE, COMPLIANCE TOOLS & ANALYSIS
The ComplianceTech Suite of Products™ is the best fair lending software solution for your organization, with comprehensive training and services from fair lending experts.
These tools not only simplify the data collection and validation process, but it’s the most comprehensive way to mitigate risk and ensure compliance every step of the way not only right now but far into the future.
ComplianceTech’s Fair Lending Software delivers powerful, cloud-based analytics that help financial institutions identify, measure, and mitigate fair lending risk across the full lending lifecycle. Trusted for over 30 years, our solutions support compliance teams, lenders, and regulators with transparent analysis for mortgage, consumer, auto, and small business lending.
- Cloud-based platform with no software installation or maintenance required
- Hands-on training using your institution’s actual lending data
- Ongoing access to live and refresher training at no additional cost
- Expert guidance to help interpret results and uncover actionable insights
- No multi-year contract obligation or hidden server cost
- Minimal IT resources required
Industry-Leading Fair Lending Analysis Tools
Our fair lending compliance software combines advanced analytics with examiner-tested methodologies to help institutions proactively manage risk, prepare for exams, and demonstrate strong compliance governance.
Identify pricing, underwriting, and approval disparities
Detect redlining and geographic risk patterns
Support internal monitoring, audits, and regulatory exams
Align fair lending analysis with HMDA, CRA, and 1071 requirements
Contact us today to learn how this comprehensive suite of tools can support you and your team!
A premier web-based, HMDA data-mining tool for the Home Mortgage Disclosure Act
Lending Patterns™ is an easy-to-use solution with the power and flexibility to:
- generate custom reports
- identify fair lending risks related to underwriting, pricing, redlining, and steering.
By generating executive-level reports that cover many aspects of mortgage lending you’ll promote informed decision-making.
Learn more about how LendingPatterns™ puts the power of robust data analysis and reporting at your fingertips, with peer analysis and insights you can trust.
A web-based tool designed to deliver fair lending risk analysis and compliance solutions for virtually all types of loans.
Effective compliance is only possible with accurate data collection and analysis.
Fair Lending Magic™ is a fair lending analysis software that analyzes all loan types, including:
- Mortgage
- Auto
- Consumer
- Small business lending
The dashboard lets you communicate fair lending issues with management and provide supporting details.
Learn more about how Fair Lending Magic™ can help you pinpoint areas of risk while guiding you to where to consider a more in-depth analysis.
Create a submission-ready loan application register (LAR)
HMDA Ready™ supports the essential functionality and support to mitigate compliance risk, avoid civil monetary penalties, and eliminate hidden data quality problems.
Like the rest of the ComplianceTech suite of tools, HMDA Ready™ is entirely cloud-based and secure, so you can use it anywhere, anytime.
Learn more about its accessible, easy-to-use templates and quick import functionality from the loan origination system.
Create, submit, or report on a CRA loan application register (LAR)
CRA Check™ allows users to review, scrub, and correct data before sharing the reports with management and the examiner.
It’s a comprehensive data quality tool, with the details managers need to evaluate performance and better make decisions.
Learn more about how this secure, cloud-based tool can validate CRA compliance and allows you to prepare for CRA exams.
Create, submit, or report small business lending data required under the Final Rule: Dodd-Frank 1071
Small Business 1071™ allows users to review, scrub, and correct data before sharing the reports with management and the examiner.
The module goes beyond just data collection to create a complete package with comprehensive reports, insightful charts, and user-friendly maps, giving you a clear understanding of your business’s lending performance.
Learn more about how Small Business 1071™ can provide details managers need to evaluate performance and better make decisions.
Ensure fair and consistent treatment during the loan default and loss mitigation process
Fair Servicing™ allows you to transform the data into fair servicing analytics to monitor activities that might violate regulatory rules or fair lending laws by evaluating:
- loss mitigation application risks
- outcome disparity risks
- risks based on the regulatory guidelines
Learn more about how Fair Servicing™ will help you determine significant differences in loss mitigation application approval or denial by race, gender, age, income, and property location
With the combined power of so many effective tools at your fingertips, ComplianceTech has already proven that it can support your needs for regulatory and compliance in the financial services industry
Founded in 1992, we specialize in helping you to understand and take advantage of evolving opportunities in your organization while mitigating risk and ensuring complete compliance at every level.
With our multidisciplinary team of experts, we work for you across lending, research, statistical analysis, law, and economics to exploit novel data-driven technologies. Then, we deliver a simplified approach that focuses on unique opportunities for improving the profitability of your various lending propositions.