GAIN COMPELLING
INSIGHTS TO FAIR,
RESPONSIBLE, AND
AFFORDABLE LENDING
RISK AND MARKET
OPPORTUNITIES

LendingPatterns

For anyone who needs to understand the who, what, where of mortgage lending in America. 

Fair Lending Magic

For those who need to take the deep dive into monitoring fair lending using statistics and more.

Fair Servicing

For loan servicers concerned about preventing disparate treatment in the provision of loss mitigation services.

Hmda Ready

For all mortgage lenders who need to prepare an HMDA loan application register (LAR) intelligently for submission. Also, for those who want to avoid compliance management system risk and preview fair lending profile.

CRA Check

For bank reporters that need to prepare, submit, and report a CRA loan application register (LAR) and prepare for CRA exams.  For banks for are not reporters but need to demonstrate CRA compliance.

YOU MIGHT BE INTERESTED IN THIS

November 10th Blog Post

Every year, thousands of financial institutions across the United States gather their HMDA data and submit it to the Consumer Financial Protection Bureau (CFPB) for its use to monitor community housing needs; to compile lending statistics; and to identify predatory...

It’s All About Underwriting and Pricing Exceptions

One key component to any fair lending monitoring program is robust monitoring of underwriting and pricing exceptions. The Interagency Fair Lending Examinations Procedures indicate that institutions face increased fair lending risk if internal policies are vague with...

GET IN TOUCH